Does the game also seem so easy to you?? I have 40 000 groshen, best armour and horse and i kill everybody on 1 or 2 hit…
I want some difficulty options… 
You’re welcome to rpg_param, melee_weapon xml’s. Helped me a lot. 
how did you even get to 40k groshen? do you keep looting and selling everything even though it’s obvious you can’t possibly spend that money in any meaningful way?
hunting kuman and bandits. 1 ear is for 625 groshen (for that dude is sazava)… and yes my horse can carry aprox 600 units… so i take every thing above 500groshen and sell them 
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625g for one ear sounds like an enormous amount of money for just one bandit down… In an Age where 10g were about 1 day of work for a man at arms… 
Looks like there is a big rework to do with economy in this game, and all the stuff about stealing/poaching and selling illegal/suspicious items.
I barely started the main quest, did about 4-5 side quests, killed 2-3 deers and looted maybe a mere dozen of chests, including 2-3 treasures as well, and Henry is already about 5K wealth… That’s insane.
And since I found nearly endgame gear (armor absolutely need level/stats requirements), I can arleady tank many waves of opponents, and I must be lv 8…
I’ll soon look into mods (maybe the Dark Times one for wich I made french translation), or modify those values myself after looking into the 1.3 patch in (hopefuly) a couple of days.
I have 262k groschen from looting
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thats arox ten full pickup tracks
i guess my main point was, why would you do that?
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I think it depends on how you play. My S/O is a bandit killer/thief/selling all their armor and has so much money. I’m a good guy that doesn’t steal or really kill and just have about 3k groschen.