Guess this is the key sentence in your post. Not that I agree with it, but the sentiment is very clear.
A bit like those Youtube videos that has a question mark after the title, to signal that “If everybody is against me, I can point to the fact that I did ask a question rather than stating an opinion”.
I must admit, that a number of your points seem to point to a lack of paying attention to what you are told on loading screen, in game, in logs, in dialogues.
Or not having played much.
Your gripe about “mini saves” not happening when important bits have been reached (goals, quest points etc.) is puzzling to me. I often get a message across my screen at such points telling me “Game saved”, so I’m not sure what you are missing.