You are playing a weak boy and not suppose to beat everything. You are not a Rambo. Take it safe. Feel the challange, the life that ages was not easy at all. Do not fight if you can’t win. Collect money and buy the best gear. Train and be prepared.
The difficulty is fine. YOu ust need to make it safe and spend time to prepare like you will do in real life.
Will you fight 2 bastards with a rotten sword in real life? No, you will get some money, get some gear, make yourself tanky, trains skills etc. RPG is not about fighting with a naked character but about building and developing.
I am sure at the end you will be so tanky it will be boring.
I DO like the old games: There was no such thing as “the game is too difficult”. It was “you eighter can finish it or you can’t”